Need A New Vehicle? 4 Traits That Will Help You Save On Car Insurance

28 December 2020
Categories: Insurance, Blog

If you are getting ready to go shopping for a new vehicle, you should think about the insurance costs for any vehicle you are interested in purchasing. That way, you will not be surprised by the premium, and you can factor the premium into your budget. #1: Engine Size The size of your engine is going to impact your insurance costs. Generally, if you have a larger and more powerful engine, you will face higher insurance costs. Read More

Understanding the Different Levels of Home Insurance Coverage

20 November 2020
Categories: Insurance, Blog

Many people do not fully understand how insurance works. They may understand the basic principles, but they might have questions and confusion about the rest. Home insurance is one type of insurance product you can buy. Did you know that you can purchase three different levels, though? Many people do not realize this or understand how it works. If you would like to learn more about the different levels of home insurance, continue reading. Read More

3 Ways to Insure Your Expensive Trade Tools and Equipment

26 October 2020
Categories: Insurance, Blog

For many small business owners, the tools of their trade are expensive to replace and vital to do their work. In order to avoid big financial problems in the event of an emergency, it is important to insure these tools. But how can you best insure your important tools? Here are a few routes you may be able to take. 1. Check Your Business Owner Policy Many small businesses rely on a 'standard policy' package known as 'Business Owners Policy'. Read More

4 Things To Know About Your Car Insurance Premiums

21 September 2020
Categories: Insurance, Blog

You probably have car insurance because it is a legal requirement and for protection, but there might be things you did not know about your car insurance policy. Car insurance protects you if you cause an accident, but do you know how insurance companies calculate your premiums? Here are four vital things you should know about your car insurance policy and how your provider calculates your rates. Demographics Can Affect Your Rates Read More

3 Things To Know About Collision Auto Insurance

12 August 2020
Categories: Insurance, Blog

Some people do not understand how auto insurance works and what types to purchase. As a result, some might choose the wrong kinds of coverage, and others might not buy enough coverage. One type you can buy is collision coverage. If you do not know what this is or how it works, continue reading to learn four vital things about collision auto insurance coverage. 1. It Protects Your Car Collision coverage is unique in one way — it protects your car. Read More

Auto Insurance Introduction: Coverage Basics

About Me

I bought my first car at sixteen and my parents took me in to their insurance company to explore the auto insurance options. I had no idea what was involved. I spent a lot of time trying to understand what all of the coverage options were so that I knew how each one affected the price I paid. I decided to create this blog to help others understand the fundamentals of car insurance too. I hope that the information here clarifies the information that your car insurance company asks for so that you can properly prepare your policy and get the protection that you need.