Why It’s Important To Obtain Contractor Liability Insurance Before You Take Your First Job

7 December 2018
Categories: , Blog

If you want to get more work as an independent contractor and protect yourself from a financial disaster due to a lawsuit, then you need liability insurance. Liability insurance may even be required by law in certain cities in order for you to work legally. It's a matter to take seriously for your own protection. Here's why contractor liability insurance is so important. You'll Probably Need It To Get Work Read More

Have Enough Life Insurance? 4 Life Changes That May Require Policy Updates

25 October 2018
Categories: Insurance, Blog

Life insurance can be confusing, especially when it comes to making changes to your policies. When it comes to life insurance policies, change can be a good thing. Unfortunately, most people don't realize that life insurance policies need to be updated and modified from time to time, especially following major life changes. Here are just four of the major life changes that may require changes to your current life insurance policies. Read More

3 Ways To Make Sure You Have Enough Homeowner’s Insurance Coverage

12 September 2018
Categories: Insurance, Blog

Having enough homeowner's insurance is vital if you ever need to file a claim, yet many homeowners are uncertain about how to find out if they have enough. The best way to do this is by talking to a homeowner's insurance agent (such as Family Insurance Centers) about your policy and by making sure you do the following three things. Ask for replacement value When you purchase insurance for your house, there are two main methods insurance companies use to calculate losses after homeowners file claims. Read More

4 Ways Married Couples Can Save On Auto Insurance

19 July 2018
Categories: Insurance, Blog

When you get married everything changes—even your auto insurance coverage. If you are newly married, you will be happy to hear that your recent nuptials may offer you a way to save money. Learn about some of the ways you can save. 1. Multi-Car Discount If you have your insurance coverage with one company and your spouse has their policy with another provider, you two should sit down and consider combining your coverage under the same policy. Read More

Discounts You Might Qualify For With Your Home Insurance

29 May 2018
Categories: Insurance, Blog

Getting discounts on your homeowner's insurance policy can help reduce your rates, and there are a lot of different discounts available. To find out if you can save money on your home insurance by taking the discounts you qualify for, you should examine the following types of discounts. You can then contact an insurance company and ask for a quote that includes the discounts that you are eligible for. Here are some of the discounts you may qualify for. Read More

Auto Insurance Introduction: Coverage Basics

About Me

I bought my first car at sixteen and my parents took me in to their insurance company to explore the auto insurance options. I had no idea what was involved. I spent a lot of time trying to understand what all of the coverage options were so that I knew how each one affected the price I paid. I decided to create this blog to help others understand the fundamentals of car insurance too. I hope that the information here clarifies the information that your car insurance company asks for so that you can properly prepare your policy and get the protection that you need.