How Long Will Your High-Risk Driver Status Remain?

11 December 2019
Categories: Insurance, Blog

If you are paying a lot for your car insurance coverage, it could be because you are a high-risk driver. A driver in this category is one that insurance companies think are seen as greater liabilities, and insurance companies always charge more to insure people like this, as more is at stake. If you are a high-risk driver right now, you should realize that you will not stay in this category forever. Read More

Considering An Umbrella Policy For Your Home Insurance? Know What It Will And Won’t Cover

7 November 2019
Categories: Insurance, Blog

If you have home insurance, you are likely well aware that there are limits to certain types of coverage. One of those areas that you may be lacking is liability coverage. Thankfully, you can get an umbrella policy to provide you with additional coverage. Here is what will and won't be covered by an umbrella policy. What Is Covered An umbrella policy is designed to give you additional liability coverage, which is primarily for injuries that happen in your home or on your property. Read More

Tips For Buying General Liability Insurance For Your Business

1 October 2019
Categories: Insurance, Blog

There are multiple types of insurance products that business owners should look into for their companies. One very important type of policy that you should purchase is general liability insurance. General liability insurance is designed to help protect your business from lawsuits. When purchasing this insurance, follow these tips to ensure that your business is properly insured. Choose a Reputable, Financially Stable Insurance Company First of all, make sure that you choose a reputable, financially stable insurance company. Read More

What Controls The Cost Of Medical Malpractice Insurance?

2 September 2019
Categories: Insurance, Blog

Is medical malpractice insurance as expensive as people think? In fact, the cost of medical malpractice insurance varies significantly, and there are many determining factors. Like any type of insurance, it's based primarily on risk. Here's what you need to know. Where Do You Perform Medicine? Some areas are more expensive and more litigious than others. If you live in a big city, you're more likely to have a high premium. Read More

Should You Seek Compensation For Diminished Value After A Car Accident?

23 July 2019
Categories: Insurance, Blog

If you have auto insurance on your car and end up in a collision, your policy will likely pay the damages as long as you have collision coverage. While you may never expect to be in this position, this is one of the main reasons you need auto insurance coverage. When this happens, though, you might want to consider requesting compensation to cover the diminished value of your car. If you have never heard of this, here are a few important things to know about it. Read More

Auto Insurance Introduction: Coverage Basics

About Me

I bought my first car at sixteen and my parents took me in to their insurance company to explore the auto insurance options. I had no idea what was involved. I spent a lot of time trying to understand what all of the coverage options were so that I knew how each one affected the price I paid. I decided to create this blog to help others understand the fundamentals of car insurance too. I hope that the information here clarifies the information that your car insurance company asks for so that you can properly prepare your policy and get the protection that you need.