If you want to get more work as an independent contractor and protect yourself from a financial disaster due to a lawsuit, then you need liability insurance. Liability insurance may even be required by law in certain cities in order for you to work legally. It's a matter to take seriously for your own protection. Here's why contractor liability insurance is so important.
You'll Probably Need It To Get Work
Life insurance can be confusing, especially when it comes to making changes to your policies. When it comes to life insurance policies, change can be a good thing. Unfortunately, most people don't realize that life insurance policies need to be updated and modified from time to time, especially following major life changes. Here are just four of the major life changes that may require changes to your current life insurance policies.
Having enough homeowner's insurance is vital if you ever need to file a claim, yet many homeowners are uncertain about how to find out if they have enough. The best way to do this is by talking to a homeowner's insurance agent (such as Family Insurance Centers) about your policy and by making sure you do the following three things.
Ask for replacement value
When you purchase insurance for your house, there are two main methods insurance companies use to calculate losses after homeowners file claims.
When you get married everything changes—even your auto insurance coverage. If you are newly married, you will be happy to hear that your recent nuptials may offer you a way to save money. Learn about some of the ways you can save.
1. Multi-Car Discount
If you have your insurance coverage with one company and your spouse has their policy with another provider, you two should sit down and consider combining your coverage under the same policy.
Getting discounts on your homeowner's insurance policy can help reduce your rates, and there are a lot of different discounts available. To find out if you can save money on your home insurance by taking the discounts you qualify for, you should examine the following types of discounts. You can then contact an insurance company and ask for a quote that includes the discounts that you are eligible for. Here are some of the discounts you may qualify for.