Critical Factors To Consider When Buying Auto Insurance

23 May 2023
Categories: Insurance, Blog

Auto insurance is necessary for every driver, as it provides financial protection in an accident or theft. With several options for coverage and price, finding the best vehicle insurance policy can be difficult. Consider The Different Types of Auto Insurance Coverage Liability coverage is a mandatory component of auto insurance in most states. In an accident where the insured driver is at fault, this policy will help pay for medical expenses and repairs to other people's vehicles. Read More

Understanding The Role Of A Public Insurance Adjuster

11 April 2023
Categories: Insurance, Blog

Public insurance adjusters serve a vital role in helping to resolve accident claims. Unfortunately, you might not understand the purpose of these professionals or your options when you need their assistance. What Is A Public Insurance Adjuster? Public insurance adjusters work on behalf of policyholders to assess and document property damage insurance claims. Their primary responsibility is to ensure that the policyholder receives a fair and accurate settlement from the insurance company. Read More

Need Better Protection? Why Invest In An Indexed Universal Life Insurance Policy

22 February 2023
Categories: Insurance, Blog

If you're building your retirement package, now's the time to invest in indexed universal life insurance. If you already have life insurance, you might not think you need a new policy. That's not the case though. Indexed universal life insurance offers benefits that you might not have considered. One benefit is that indexed universal life insurance policies provide higher coverage limits. That means you can provide your family with increased protection. Read More

The Cost Of Commercial Truck Insurance: Factors To Consider

9 January 2023
Categories: Insurance, Blog

Even if you owned a business for years, you may not be familiar with the factors that determine the cost of commercial truck insurance. Many businesses only consider the base premiums when making their decisions, and while this is an important factor it's not the only one. Here are some other considerations when determining how much you should pay for commercial truck insurance. The Type of Truck You Own Different types of commercial trucks require different levels of coverage, and different policies may be more or less expensive for a particular truck. Read More

Understanding The Different Types Of Auto Insurance Coverage

5 December 2022
Categories: Insurance, Blog

Drivers require auto insurance coverage as specified under the law in their area. However, not all drivers will need to carry the same type of coverage. This is because insurance companies offer a variety of different auto insurance coverage options to meet the varying needs of their customers. The first step in determining what type of coverage you should purchase is to understand exactly what protection is offered by each of the different coverage options. Read More

Auto Insurance Introduction: Coverage Basics

About Me

I bought my first car at sixteen and my parents took me in to their insurance company to explore the auto insurance options. I had no idea what was involved. I spent a lot of time trying to understand what all of the coverage options were so that I knew how each one affected the price I paid. I decided to create this blog to help others understand the fundamentals of car insurance too. I hope that the information here clarifies the information that your car insurance company asks for so that you can properly prepare your policy and get the protection that you need.